Work out your budget - Citizens Advice

This budget tool takes at least 30 minutes to complete. You can take as much time as you need, but you won't be able to save your information. Skiptonavigation Skiptocontent Skiptofooter Weusecookiestoimproveyourexperienceofourwebsite. Youcanfindoutmoreoropt-outfromsomecookies. I’mfinewithcookies Benefits Benefits Coronavirus–gettingbenefitsifyou’reself-isolating Benefits-introduction Helponalowincome Sickordisabledpeopleandcarers UniversalCredit ChildBenefit Supportformortgageinterest(SMI) Claimingbenefitsifyou'refromtheEU ViewallinBenefits Toplinks Housingbenefit Work Work Coronavirus-beingfurloughedifyoucan’twork Coronavirus-ifyouhaveproblemsgettingyourfurloughpay Coronavirus-ifyou'reself-employed Coronavirus-ifyou'reworriedaboutworking Coronavirus-ifyouneedtobeoffworktocareforsomeone Rightsatwork Leavingajob Problemsatwork ViewallinWork Toplinks Templatelettertoraiseagrievanceatwork Debtandmoney Debtandmoney Ifyoucan’tpayyourbillsbecauseofcoronavirus Helpwithdebt Debtsolutions Budgeting Mortgageproblems Rentarrears Actionyourcreditorcantake Borrowingmoney ViewallinDebtandmoney Toplinks Ourpensionsadvice Writealettertoyourcreditors Consumer Toplinks Ifyouwantarefundbecauseofcoronavirus Contacttheconsumerhelpline ReporttoTradingStandards Problemswithausedcar Returnfaultygoods Buyingausedcar Yourenergysupply Viewall Housing Housing Coronavirus-ifyouhaveproblemswithrenting Rentingprivately Rentingfromthecouncilorahousingassociation Homelessness Repairsinrentedhousing Rentingahome Mortgageproblems Discriminationinhousing ViewallinHousing Family Family Livingtogether,marriageandcivilpartnership Howtoseparate Sortingoutmoney Makingagreementsaboutyourchildren Ifyouwerelivingtogether Deathandwills Genderviolence Childrenandyoungpeople ViewallinFamily Toplinks Makingawill Complainingaboutsocialcareservices Whatdoesitmeantohavepowerofattorney? Childabuse-adviceandsupport Adviceforpeopleaffectedbychildabuse. Lawandcourts Lawandcourts Legalsystem Claimingcompensationforapersonalinjury Discrimination Parkingtickets Civilrights Toplinks Makingasmallclaim Helpforvictimsofrapeandsexualviolence Immigration Toplinks ApplyingtotheEUSettlementScheme GettingBritishcitizenship Gettingavisaforyourspouseorpartner Gettingavisaforfamilyandfriends StayingintheUKafteradivorce Ifyou'veoverstayedyourvisaorleave Ifyou'reintheUKillegally Afteryougetrefugeestatus ViewallinImmigration Health Health Coronavirus-rulesyouneedtofollow NHShealthcare Helpwithhealthcosts Discriminationinhealthandcareservices Goingabroadfordentalcare NHSandsocialcarecomplaints Toplinks WhathealthcarecanIgetontheNHS? NHSpatients'rights NHSChoices-Informationonhospitals,conditionsandtreatments. NHSandadultsocialcarecomplaints Findouthowtocomplainaboutyourdoctororhealthvisitor. Morefromus LearnmoreaboutCitizensAdvice Aboutus Ourwork Workwithus Supportus Contactus Adviserresources Toplinks FindyourlocalCitizensAdvice Volunteerwithus Jobsinournetwork Pressreleases Ourblogs Readwhatwe'resayingaboutarangeofissues More England ThisadviceappliestoEngland: Englandhome Advicecanvarydependingonwhereyoulive. AdviceforotherpartsoftheUK: NorthernIrelandhome Scotlandhome Waleshome Debtandmoney Budgeting Workoutyourbudget Workoutyourbudget Thisadviceappliesto England Print Usethisbudgetingtooltohelpyouunderstand: whatyou’reearningandspending whereyoumightbeabletocutcosts YoushouldimmediatelycontactyournearestCitizensAdvice if you'vereceivedcourtpapers,arefacingevictionorareexpectingbailiffs(orinScotlandsheriffofficers). Beforeyoustart Thetoolwillbemostusefulifyougiveaccuratefigures. Youcanuseroughfiguresifyoujustwantageneralideaofyourbudget. Trytofindyourmostrecent: bankstatements payslips debitandcreditcardstatementsorbills receiptsforthingsyouusuallypayforincash Makesureyouincludeallyourexpenses,forexamplemoneyyouspendonyourpartnerorfamily. Thisbudgettooltakesatleast30minutestocomplete.  Youcantakeasmuchtimeasyouneed,butyouwon’tbeabletosaveyourinformation.Makesureyouprinttheresultsifyouwanttokeepthem. Start Didthisadvicehelp? Yes No Whywasn'tthisadvicehelpful? Itisn'trelevanttomysituation Itdoesn'thaveenoughdetail Ican'tworkoutwhatIshoulddonext Idon'tunderstand Pleasetellusmoreaboutwhyouradvicedidn'thelp. Wecan'treply,soifyouneedhelpwithaproblemfindouthowyoucangetadvicefromus. You'vereachedthe3000characterlimit. Submit Didthisadvicehelp? Thankyou,yourfeedbackhasbeensubmitted. Inthissection Budgeting Workoutyourbudget Gethelpwithbills ShareonTwitter ShareonFacebook Printthispage Close Feedback Isthereanythingwrongwiththispage? Letusknow