Nomura International (HK) Ltd. - Hong Kong - Global Investor

Nomura International (HK) Ltd. · - Hong Kong · Securities Lending · Repo. Americas Caribbean Bahamas Barbados LatinAmerica Brazil Chile Mexico Nicaragua Peru NorthAmerica Canada UnitedStates Asia-Pacific Australia China HongKong Japan Singapore SouthKorea Taiwan Thailand EMEA Central&EasternEurope Austria Greece Hungary Poland Russia Turkey WesternEurope Belgium Cyprus Denmark Finland France Germany Ireland Italy Luxembourg Netherlands Norway Spain Sweden Switzerland UnitedKingdom Africa SouthAfrica MiddleEast UnitedArabEmirates Glossary About Aboutus FAQ Contact   Search Home NomuraInternational(HK)Ltd. NomuraInternational(HK)Ltd. -HongKong Print Share × YoucanmonitoranychangesthattakeplaceatLawFirmsyoufollow. TobegintotrackthemclickonSetupAlert. loadingdialog... Address: 8FinanceStreet,IFC2,HongKong HongKong Tel: +85225361111 Email: Web: http://www.nomura.com Companytype:InvestmentBank Keycontacts: SecuritiesLending Repo [email protected][email protected][email protected]+85222526604SalesTradingLauriePritchardlaurie.pritchard@nomura.com+85222526545SalesTradingDavidStreatfielddavid.streatfield@nomura.com+85222522517 HeadofCredit&[email protected]+85225361315Credit&[email protected]+85225367075Credit&[email protected][email protected]+85225367779 Relatedfirms NomuraHoldings,Inc.-Japan NomuraInternationalPlc-UnitedKingdom NomuraSecuritiesInternational-UnitedStates × SignIn NewtoIFLR1000? 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Username Password Forgottenyourpassword Close × Subscribe Thissectionisonlyavailabletofullsubscribers IFLR1000'sRankingAnalysisallowsyouto: Benchmarkalawfirm'sperformanceagainstcompetitors Comparelawfirmrankingsbypracticearea,jurisdictionandyear CreatecustomisedPDFreportstosharewithyourclients Accesshistoricrankingdata Subscribetoday,simplycall+44(0)[email protected] Close EUROMONEYINSTITUTIONALINVESTORPLCANDINSTITUTIONALINVESTOR TERMSANDCONDITIONS IMPORTANT-PLEASEREADCAREFULLY 1 INTRODUCTION 1.1Thesearethetermsandconditionsofservice(" Terms ")whichgoverntheuseofallwebsites("Sites")andrelatedServices(asdefinedbelow)owned,operatedorprovidedbyEuromoney InstitutionalInvestorPLC("EuromoneyII"),InstitutionalInvestorLLC("InstitutionalInvestor")oranotherGroup Company. YouruseoftheSitesandServicesisconditionalonyoucomplyingwiththeseTerms.AnyadditionaltermsandconditionsthatarepostedonspecificSites oragreedinrelationtoanyService(“SpecificTerms”)shallbedeemedincorporatedintotheseTerms,andtotheextentthatanyofthese TermsconflictwithanysuchSpecificTerms,theSpecificTermsshallprevail. 1.2Pleasenote: (a) whereyouvisit,registerand/orsubscribetoaEuromoneyIISiteorrelatedService,theseTermswillbegovernedbythelawsofEnglandandWalesand willoperateasbetweenEuromoneyIIandyou,tothemaximumextentpermissibleunderthelawoftheterritorythatyouarelocatedin;and (b) whereyouvisit,registerand/orsubscribetoanInstitutionalInvestorSiteorrelatedService,theseTermswillbegovernedbythelawsoftheState ofNewYork,andwhereapplicable,thelawsoftheUnitedStatesofAmerica,andwilloperateasbetweenInstitutionalInvestorandyou,tothemaximum extentpermissibleunderthelawoftheterritorythatyouarelocatedin. 1.3Anon-exhaustivelistofEuromoneyIISitesandInstitutionalInvestorSites,respectively,issetoutattheendoftheseTerms.IfanySiteisnot includedonthislist,theapplicablepartytotheseTerms(beingeitherEuromoneyIIorInstitutionalInvestor)willbethepartyindicatedonthe relevantSiteorotherwisenotifiedtoyou. 1.4Provisionofregistrationinformationbyyoutous(whererelevant)willconstituteanofferbyyoutobecomeaRegisteredUserorSubscriber(as applicable)ontheseTermsandanyothertermsapplicabletothespecificregistrationorsubscription(including,withoutlimitation,termsrelating tothenumberoflicensedusers,theapplicablechargesandperiodofanysubscription).YouwillnotbecomeaRegisteredUserorSubscriber(as applicable)norbeentitledtoaccessorreceiveSites,ContentorServicesrelatingtotherelevantregistrationorsubscriptionunlessanduntilwe notifyyouofouracceptanceofsuchoffer,byprovidingyouwithausernameandpasswordorotherwise(inaccordancewiththeregistrationor subscriptionprocessonthatSite). 1.5PleasereadtheseTermscarefully.EachtimeyouaccessaSiteoruseaService,theseTermswillapply.TheseTermsmaybeamendedinaccordancewith Clause17below.ItisyourresponsibilitytobringtheseTermstotheattentionofanyonewhomay,throughyou,accessaSiteorvieworuseanyContent (asdefinedbelow).IfyouhaveanyquestionsregardingthesetermswithanyoftheEuromoneyIISites,pleasecontactusatpublisher@euromoneyplc.com.IfyoudonotwishtobeboundbytheseTerms,donot useanyoftheSitesorServices. 1.6YoumayaccessaSiteasfollows: (a)ifyougothrougharegistrationprocessonthatSite(ifavailable),asaRegisteredUser(inaccordancewithClause6below);or (b)ifyouregisterasaSubscribertooursubscriptionServiceswhichweofferormayofferinthefuture(inaccordancewithClauses6and7below);or (c)byaccessingtheSitewithoutregistrationorsubscriptionunder(a)or(b)(asaVisitor).Insuchcircumstances,youruseoftheSiteoranyContent (asdefinedbelow)constitutesyouracceptanceoftheseTerms. 1.7TotheextentanyindividualaccessesaSiteorusesaServiceasanAgentofanylegalentitywhichisaSubscriber,theAgentwarrantsthatheorshe hasauthoritytoagreetotheseTermsonbehalfoftherelevantlegalentity. 1.8SomeareasonaSitemayonlybeavailabletoRegisteredUsersorSubscribers(seeClause6below). 1.9ASitemaybesupportedbySponsorswhosenamesappearontheSiteandwhoseownwebsitesmaybeaccessedbyInternetlinksfromthatSite(seeClause 13below). 1.10PleasealsoseeourprivacystatementinrelationtouseofyourpersonaldatabyEuromoneyIIandInstitutionalInvestor. 2 DEFINITIONS 2.1"you/your"means(asappropriate)theVisitor,RegisteredUserand/orSubscriberaccessingaSiteorusingaService. 2.2"we/us/our"meansEuromoneyIIand/orInstitutionalInvestor,asappropriateinaccordancewithClause1.2above. 2.3“Agent”meansanemployee,partner,director,contractor,agentorrepresentativeofanyparty. 2.4“ConnectedNetworks”meanscertainthirdpartysocialnetworkingsites(includingwithoutlimitationTwitterandLinkedIn)whichwe maychoosetoaffiliatewithacertainSite. 2.5"Content"meansallmaterial,data,articles,informationandproductsontheSitesorprovidedaspartofaService(including, withoutlimitation,anyElectronicBooksorpublicationssentbypostaspartofaService,butexcludinganyPostedMaterial). 2.6“DeepLinking”meansthepotentiallinkingtoaninternalorsubsidiarypageoftheSitelocatedoneorseverallevelsdownfromthe homepage. 2.7"ElectronicBooks"meansanyelectronicbookincludingwithoutlimitationebooksandyearbooksorotherwrittenmaterialavailablefor downloadfromanyofourSites,e-maileddirectlytoyouaspartofaServiceordisseminatedbyotherelectronicmeansforviewingwithoutaccessinga Site. 2.8“ExternalSites”meanswebsitesotherthantheSitesprovidedbySponsorsorotherthirdparties. 2.9“Framing”meansthebringingupoforpresentingContentwithinanotherwebsite. 2.10"GroupCompany"meansEuromoneyInstitutionalInvestorPLCoranysubsidiaryofEuromoneyInstitutionalInvestorPLC(including, withoutlimitation,InstitutionalInvestorLLC). 2.11“IntellectualProperty”meanscopyright,trademarks,databaserightsand/oranyotherintellectualpropertyrightsasrecognisedin anyjurisdiction. 2.12“InteractiveAreas”meansbulletinboards,emailservices,discussiongroups,messagingsystems,includinginstantmessaging facilities,andotherpublicareasthatallowinteractivitybetweenusersofourSitesand/orfeedbacktobeprovidedtous. 2.13“Investment”meansanyshares,security,financialproductorotherinvestment. 2.14"MinimumTerm"meanstheinitialperiodofoneyearfromthecommencementofanysubscription(orsuchotherperiodasmaybeagreed inwritingforanyspecificsubscription). 2.15“PostedMaterial”meanstheinformationand/ormaterialspostedtoInteractiveAreasbyyouoranythirdparty. 2.16“RegisteredUser”meansauserofcertainSitesand/orServiceswhohasregisteredwithusinordertoaccesssuchSitesand/or ServicesinunderClause6.1(a). 2.17“Representative”meansoursuppliers,officers,employees,partners,affiliates,subsidiaries,successorsandassigns,agentsor representatives. 2.18"Services"means (a)thesupplyofon-lineorelectronicinformation,publicationsanddataproducts(including,withoutlimitation,thedeliveryofthesameoverthe internet,orviamobilephoneappsorotherdigitaldevices); (b)thesupplyofhard-copypublicationsandothermaterials;and (c)otherservicesrelatingtoaSite(including,withoutlimitation,anyInteractiveAreas). 2.19"SocialMediaPage"meansapagecreated,operatedorotherwiseprovidedbyEuromoneyIIorInstitutionalInvestorviaathirdparty socialmediasite,network,applicationand/orservice. 2.20“Software”meanstheIntellectualPropertyinanysoftwarethatismadeavailablefordownloadfromourSites. 2.21“Sponsors”meanssponsoringorganisationsandadvertisers. 2.22“Subscriber”meansauserofourSitesand/orServiceswhohasregisteredforoursubscriptionServicesunderClause6.1(b). 2.23“ThirdPartyServices”productsorservicesprovidedbyanyoneotherthanaGroupCompany. 2.24“Visitor”meansauserwhoaccessesourSiteswithoutregistrationorsubscription. 3YOURUSEOFCONTENT,TRADEMARKSANDANYOTHERINTELLECTUALPROPERTY 3.1AllrightsinandtotheContentandtheSitesbelongtous,ourGroupCompaniesorourthirdpartycontentprovidersandareprotectedbythe IntellectualPropertylawsoftheUK,USandothercountries.WemaylicensethirdpartiestousetheContentatoursolediscretion. 3.2YoumayusetheSitesandtheContentsolelyforyourownpersonaluseandbenefitandnotforresaleorothertransferordispositiontoanyother personorentity.Youmaynotuse,reproduce,modify,transfer,exploit,distributeordisposeofanyContentforanycommercialpurposes,whether directorindirect,inanymannerthatmightcompetewithourbusiness(including,withoutlimitation,bymakingContentavailabletoanyoneotherthan aSubscriberwheresuchContentisaccessiblethroughsubscriptiononly). 3.3SubjecttothelimitationsinClause3.2aboveandyourcompliancewithClause4,andfurthersubjecttoClause11inrelationtoElectronicBooks,you may: (a)retrieveanddisplayContentonacomputerscreenorotherdigitaldevice,printasinglecopyofindividualpagesonpaper(butnotphotocopythem) andstoresuchpagesinelectronicformondiscorotherdigitalmedia(butnotonanyserverorotherstoragedeviceconnectedtoanetwork);and (b)usethe"Emailthisstorytoafriend"optionwherethefacilityisavailabletoemailanarticlefromaSitetootherindividualswithoutfurther charge,providedsuchotherindividualsalsocomplywiththerestrictionsonuseinClause3.2above. 3.4NotwithstandingClause 3.2,youmayquotefromorparaphraseextractsoftheContenttotheextentpermittedandstrictlyinaccordancewithanyapplicableSpecificTerms,oras otherwisepermittedbylaw,ontheconditionthatappropriatesourceandcopyrightattributionisgivenineachcase. 3.5Thetrademarks'EuromoneyInstitutionalInvestor'and'InstitutionalInvestor'arethepropertyofEuromoneyIIandInstitutionalInvestor respectively,andothertrademarks/logosappearingontheSitesmaybelongtoEuromoneyII,InstitutionalInvestor,otherGroupCompaniesorthird parties.Noneofthesemarksmaybeusedwithouttheexpresspriorwrittenpermissionoftherespectiveowners. 3.6SaveforwhereprovidedotherwiseintheseTerms, distributing,sharing,copying,posting,scanning,forwarding,selling,publishing,retransmittingorotherwiseprovidingaccesstoanypartoftheContent toanyonewithoutourexpresspriorwrittenpermission,isnotauthorisedandmaybeaviolationofnationalcopyrightlaws,includingwithoutlimitation 17USC101etseq,andtheUKCopyright,DesignsandPatentsAct1988. 3.7Anyrequestforpermissiontorepublish,reprintoruseanyarticlesfromanyoftheSitesorourtrademarksforanypurposeotherthanthose permittedunderthisClause 3(oranyrelevantSpecificTerms)[email protected]. 3.8Fortheavoidanceofdoubt,wheretheprovisionsofanyapplicablelawprohibittheextenttowhichcertainactivitiescanberestrictedunderthis Clause3,anysuchrestrictionsshallapplytothefullestextentpermittedinaccordancewithsuchlaw. 4YOUROBLIGATIONS 4.1TheSitesarenotintendedforusersofundereighteen(18)yearsofage,andsuchindividualsarenotpermittedtobeRegisteredUsersorSubscribers. Ifindividualsundereighteen(18)yearsofagewishtoviewmaterialonanySiteasaVisitor,theirparentorguardianmustagreetotheseTermsontheir behalf. 4.2Yourepresentandwarrantthat: (a)youhavethecapacitytoagreetotheseTerms;and (b)youareatleasteighteen(18)yearsofage. 4.3Youundertakethatyouwill,andifyouareaSubscriber,youwillprocurethatanylicenseduserunderyoursubscriptionwill: (a)complywithallapplicablelawsinrelationtotheSitesandServices,includingwithoutlimitation,lawsrelatingtotheuseofIntellectualProperty; (b)notusetheSitesortheContentoutsidethescopeofpermitteduseunderClause 3above,norinfringeanyIntellectualPropertyorotherrightsinorrelatingtotheSiteortheServicesorofanythirdparty; (c)notcopy,reproduce,recompile,decompile,disassemble,reverseengineer,upload,download,transmit,createderivativeworksfromorotherwiseexploit ortamperwithanySiteor,subjecttoClause14,anysoftwareembodiedinanySiteorService; (d)notpreventorrestricttheuseofanySiteorServicebyotherauthorisedusersnorhackintoorcausedamagetoanyserverorotherequipment operatedbyus;and (e)complyfullywiththeseTerms(including,withoutlimitation,theobligationssetoutinClause 10,andanyadditionalcopyrightnoticesandapplicableSpecificTerms). 4.4Youareresponsibleforprocuringthenecessaryequipmentandthepaymentoftelephone,internetandotherchargesnecessarytoaccessand/oruseany SiteorService.Wearenotresponsibleforthereliabilityorcontinuedavailabilityofthetelephonelines,internetandequipmentyouusetoaccess and/oruseaSiteoraService. 4.5AnyContentsentforoverseasdelivery(including,withoutlimitation,anyContentfordeliveryoutsidetheEuropeanUnion)maybesubjecttoimport dutiesandtaxescollectedatthefinaldestination.Allsalesorusetaxes,importdutiesoradditionalcustomschargesmustbeborneentirelybyyou.We havenocontroloverthesechargesandweexpresslydisclaimanyresponsibilityorliabilityforthem.Customspoliciesvarywidelyfromcountryto country,soyoushouldcontactyourlocalcustomsofficeforfurtherinformation. 4.6Additionally,whenorderingfromusoranyotherGroupCompany,youareconsideredtheimporterofrecordandmustcomplywithalllawandregulations ofthecountryinwhichyouarereceivingthegoods.Ourinternationalcustomersshouldbeawarethatcross-borderdeliveriesaresubjecttoopeningand inspectionbycustomsauthorities.Wemayprovidecertainorder,deliveryandproductinformation(suchastheproduct'stitle)toourinternational carriersandsuchinformationmaybecommunicatedbythecarrierstocustomsauthoritiesinordertofacilitatecustomsclearanceandcomplywithlocal laws.Iftheorderisagift,thepackagewillbemarked'Gift'butthecostorvalueoftheitemmaystillbestatedonthecustomsformand/orthe package. 5 OUROBLIGATIONS 5.1SubjecttoandwithoutlimitationtoClause15,wewillexercisereasonableskillandcareinourprovisionoftheServicesprovidedtoRegistered UsersandSubscribers,butfromtimetotimefaultsmayoccur,inwhichcasewewillusereasonableeffortstorepairthemassoonasreasonably practicable. 5.2WewillendeavourtoensureallsubscriptionsorotherServicesarepricedcorrectlyontheSites(orotherwiseintheContent).However,errorsmay occur.Ifsuchapricingerrorisdiscovered,wereservetherighttogiveyoutheoptionofeithercancellingyourorderforanyparticularsubscription orotherServiceorreconfirmingyourorderatthecorrectprice. 6REGISTRATIONANDSUBSCRIPTIONS 6.1InordertoaccesscertainSites(orspecificContentwithincertainSites),and/ortoreceivecertainServices,youmustregisterwithusaseithera RegisteredUseroraSubscriber,asfollows: (a)certainSites,Contentand/orServicesareavailablefreeofchargeonceyouregisterwithus,inwhichcaseyoumayaccessorreceivethemon theseTermsasaRegisteredUser;or (b)chargesarepayableforreceiptofcertainServices(whichmayincludeaccesstocertainSitesandContent),inwhichcaseyoumayreceivesuch ServicesontheseTermsasaSubscriberwhohaspaidtherelevantcharges(inaccordancewithClause 7below)foraspecifiedperiodoftime,andeitheraspecifiednumberoflicensedusersorasitelicence. 6.2Inordertoregisterwithus,youmustprovideuswithaccurateandcompleteinformation.Itisyourresponsibilitytoinformusofanychangestothat information(including,withoutlimitation,youremailaddress),byupdatingyourdetailsontherelevantsectionoftheapplicableSiteorcontactingus usingcontactdetailsontheapplicableSite.Ifyoudonotprovideaccurateandcompleteinformationwhenyouregister,wemaynotbeabletoprovidethe ServicesorContentthatyourequestorthataresuitabletoyou. 6.3Insomecases,beforeyoucanmakeuseofcertainServicesassociatedwithaparticularSiteasaRegisteredUser,youmayneedtocreateanaccount connectedthroughConnectedNetworks.YouunderstandthatthecreationofaRegisteredUseraccountthroughtheConnectedNetworkswillrequirea connectiontobecreatedbetweentheSiteandtheConnectedNetworkstofacilitateyourparticipationandactivitiesontheSite. 6.4Whenyouregister,youwillbegivenoneormoreusernamesandpasswords,asappropriateforyourregistrationorsubscriptiontotherelevantSiteor Service. 6.5Excepttotheextentausernameandpasswordisintendedformorethanonelicenseduserasagreedbyusinwriting,thefollowingarenot permitted: (a)anyRegisteredUser,Subscriberorlicenseduserunderanysubscriptionsharingtheirusernameandpasswordwithanyotherpersonorentity,including withanyAgentofsuchuser;nor (b)accessthroughasingleusernameandpasswordbeingmadeavailabletomultipleusersonanetwork. 6.6Totheextentthatthetermsofamultiple-userlicencerestrictslicenseduserstoaparticularcategoryofindividuals(e.g.employeesofyour organisation),youmustnotifyusimmediately,usingthecustomerservicecontactdetailsapplicabletoyoursubscription(asdetailedattheendofthese Terms),ifalicenseduserceasestofallwithinthecategoryspecified. 6.7NotwithstandingtherestrictionsinClause6.5above,youareresponsibleforallaccessanduseofanySiteorServicebyyouoranyoneelseusingany ofyourusernamesandpasswordsandforpreventingunauthoriseduseofanyofyourusernamesandpasswords.Ifyoubelievetherehasbeenanybreachof security(suchasthedisclosure,theftorunauthoriseduseofanyusername,passwordoranypaymentinformation),youmustnotifyusimmediatelyby [email protected]. 6.8 Wereservetherighttoaccessandmonitorpassword-protectedinformation,includinganyinformationwhichyouuploadorinputandanyinformation concerningyouractivitiesinrelationtoaServiceoraSiteoranyContent,inordertofulfilourobligationsintheseTerms,toprotectorcomply withourlegalrightsandobligationsandforotherpurposesassetoutinourprivacystatementandallinaccordancewiththetermsofourprivacy statement.WemayalsousecookiesandsimilartechnicaltoolsassetoutinourprivacystatementtocollectinformationaboutyourvisittoourSites anddisplayadvertisementsthatmaybeofinteresttoyouandforsuchotherpurposesasaresetoutinourprivacystatement . OurPrivacyPolicysetsoutfurtherdetailsofouruseofcookiesandsimilartechnicaltoolstogetherwithdetailsofhowtoturnthosecookieson andoff. 6.9AsaRegisteredUserand/orSubscriber,youagreewemayrefertothenameofyourbusinessandtotheServiceswehaveprovidedtoyouwhenmarketing ourbusiness. 7SUBSCRIPTIONCHARGESANDREFUNDPOLICY 7.1SubscribersmustpaycertainchargesinordertoreceivetherelevantsubscriptionService(unlessweagreeotherwiseforatrialperiod).Inmost cases,detailsofapplicablechargescanbefoundonthespecificSitesrelatingtotherelevantsubscriptionService.Wherechargesarenotpublishedona Site,theapplicablechargeswillbeasagreedbetweenyouandus.Allpayments(includinganyapplicabletaxes)mustbemadeinanycurrencythatwemay specify.WemaydirectyoutomakepaymentstoanotherGroupCompanyorthirdpartypaymentagent.Ifwe(orourdesignatedagent)donotreceivepayment foranychargesdue,wemayimmediatelysuspendyourrightsinrelationtotherelevantService(includinganyrelevantSiteand/orContent).Youare responsibleforthepaymentofallchargesassociatedwiththeuseoftheService,Siteand/orContentusingyourusernameandpassword. 7.2IfwecancelyourrightsinrelationtoanysubscriptionServiceinaccordancewithClause 8.5(b)below,unlessyouareorhavebeeninbreachoftheseTerms,weshallrefundyouonaproratabasisanysubscriptionchargesyouhavepaidin advance(fortherelevantcancelledsubscription)whichrelatetoanyunexpiredpartofthesubscriptionperiodatthedateofcancellation.Youwillstill beresponsibleforanyfeesorotherchargesincurredbyyouuntilthecancellationofyourrightsinrelationtotherelevantsubscriptionService. 7.3IfyoucancelyoursubscriptiontoanyServiceinaccordancewithClause 8.4belowpriortotheendofthesubscriptionperiod: (a)subjecttoclauses7.3(b)and7.3(c)below,youshallbeentitledtoarefundonaproratabasisofanysubscriptionchargesyouhavepaidinadvance foranycompletemonthsremainingofthesubscriptionperiodatthedateofcancellationbeyondtheMinimumTerm; (b)weshalldeductfromtherefunddueanadministrationfeeof£100,US$150or€150(dependingontherelevantcurrencyofpayment);and (c)ifyouweregrantedanydiscountonthefullvalueofthesubscriptionchargesforthesubscriptionperiod,wemayrecalculatethevalueoftheMinimum TermofthesubscriptionperiodonthebasisthatnodiscountwasappliedtosuchMinimumTerm. 7.4WithoutprejudicetoClause1.4above,thepartsoftheSitesshowingServicesorotherproductsandservicesforpurchaseareintendedas advertisementsonlyandshallnotconstituteofferstosellthoseServices,productsorservicesbyus,ourSponsorsoranyofourdivisions.All advertisedpricesforsuchproductsorservicesaresubjecttochangewithoutnotice.SeealsoClause13belowinrelationtothirdpartyproductsand services. 8 TERMANDCANCELLATION 8.1WiththeexceptionofsubscriptionServiceswhereaSubscriberlosesaccessonexpirationoftheirsubscription,useofandaccesstotheSitesand Servicesisnotsubjecttoanyparticulartimelimits. 8.2AsaVisitor,youmaycancelyouraccesstoanduseofanySite(orreceiptofanyrelatedService)ontheseTermsatanytimebydiscontinuingto accessandusethatSiteandassociatedContent. 8.3AsaRegisteredUser,youmaycancelyourregistrationatanytimebyelectronicnoticetoususingthecontactinformationontherelevantSiteor otherwisenotifiedtoyou. 8.4Youmaycancelyoursubscriptiononnolessthanthirty(30)days'noticetousbypostoremailtotakeeffectatanytimeaftertheendofthe MinimumTermusingthecustomerservicecontactdetailsapplicabletoyoursubscriptionasdetailedattheendoftheseTerms.Youshouldquotethe subscriptionreferencenumber.Theremaybeaperiodafterthedateofcancellationduringwhichyoucontinuetoreceivepublicationssenttoyouas partofyoursubscription.However,youwillnotbechargedforsuchpublications.Fortheavoidanceofdoubt,youshallnotbeentitledtocancelyour subscriptionpriortotheendoftheMinimumTerm. 8.5Wemaycancelyour(and,ifyouareaSubscriber,yourlicensedusers')accesstoanduseofanySiteandContentand/oryourreceiptofanyServiceon theseTerms(including,withoutlimitation,anyregistrationorsubscription)atanytime: (a)ifyouareaRegisteredUser,byemailnoticetoyou;or (b)ifyouareaSubscriber,byemailnoticetoyou;or (c)ifyouareaVisitororifyou(or,ifyouareaSubscriber,anyofyourlicensedusers)commitabreachofanyprovisionoftheseTerms,immediately withoutushavingtoprovidenoticetoyou. 8.6TotheextentthattheSpecificTermsforanysubscriptionentitleyoutodownloadandstorecertainContent,uponcancellationofsuchsubscriptionby eitheryouorus,youagreetodeleteallsuchContentstoredinyourpossessionorunderyourcontrolwithin30daysofcancellation,unlessotherwise agreedwithusinwriting,orasrequiredbyapplicablelaw.Fortheavoidanceofdoubt,whereapplicablelawdoesrequiretheretentionofcertainContent beyondthe30dayperiod,youagreethatitshallonlyberetainedtotheextentrequiredundersuchlawandshallnotbeusedforcommercialpurposes. 8.7CancellationofyouraccesstoanduseofanySiteandContentand/oryourreceiptofanyServiceshallnotaffectanyprovisionofthisagreement whichisexpresslyorbyimplicationintendedtocomeintoeffectortocontinueineffectaftersuchcancellationorexpiry,includingbutnotlimited toClauses 3.1,3.5,3.6,7.2,7.3,8.7,8.8,10.2,10.3,10.7,13.3,15,16and22. 8.8CancellationofyouraccesstoanduseofanySiteandContentand/oryourreceiptofanyServiceontheseTerms(including,withoutlimitation, anyregistrationorsubscription),shallnotaffectourrighttoreceiveanyoutstandingsumsduetousatthedateofcancellation,whichsumsshall bepayablewithinfifteen(15)daysofsuchcancellation. 9 CONTENTBYEMAIL 9.1WemaygiveyoutheoptiontorequestContentbyemail.We,ourGroupCompaniesorourThirdPartyServiceproviderswillalsosendyouemailsto keepyouupdatedondevelopmentsintheSitesandServices.Yourregistrationforand/orsubscriptiontosuchanemailServiceandyouruseofthe ContentreceivedthroughtheseemailServiceswillbesubjecttotheseTerms.SubjecttoClause 9.2,youcanunsubscribetoouremailServicebychangingyouremailpreferencesontherelevantSite. 9.2Fortheavoidanceofdoubt,althoughyoumayoptoutofreceivingpromotionalmessagesunderClause 9.1,weretaintherighttosendyouinformationalemailmessagesaboutyouraccountoradministrativenoticesregardingtheSite,aspermittedunderthe CAN-SPAMAct(15U.S.C.§7701etseq.)andotherapplicablelaws. 10INTERACTIVESERVICES 10.1ASiteand/oraSocialMediaPagemaycontain InteractiveAreasincludingPostedMaterial.WedonotcontrolandarenotresponsibleforPostedMaterialandasaresult,cannotguaranteetheveracity oraccuracyofanyPostedMaterial.AlluseoftheInteractiveAreasisatyourriskandyoushouldnotrelyonPostedMaterialinanyway. 10.2Youherebygrantus,and,ifyouareaSubscriber,agreetoprocurethegranttousbyalllicensedusersunderyoursubscriptionof,a non-exclusive,perpetual,royalty-freelicencetouse,reproduce,modifyand/orsub-licenseallorpartofyourPostedMaterial,includingto sub-licenseGroupCompaniesorthirdpartiestousethesame.Wemaywithoutnoticetoyouoranythirdpartydelete,moveoreditanyPostedMaterial orpartofit. 10.3Totheextentpermittedunderapplicablelaw,youherebywaive,and,ifyouareaSubscriber,agreetoprocurethewaiverbyalllicensedusers underyoursubscriptionof,allmoralrightsorrightsofasimilarnatureinanyjurisdictioninanyPostedMaterial. 10.4YouareresponsibleforthecontentofyourPostedMaterialandyoumaynotwithintheInteractiveAreasorotherwiseinrelationtoaServiceor aSite(including,withoutlimitation,anyemailService),post,publish,linkto,upload,download,send,distribute,useorre-useanyinformationor material: (a)whichisorcouldbetakentobetheprovisionofadvice(including,withoutlimitation,investmentadvice)orarecommendationtobuyorrefrainfrom buyingaparticularInvestmentorwhichhasthepurposeofaffectingthepriceorvalueofanyInvestment; (b)obtainedinbreachofconfidenceorwhichcontainsconfidentialinformationorinfringesanyIntellectualPropertyrightsorrightsofprivacyorother rightsofanythirdparty; (c)whichisoffensive,threatening,abusive,indecent,defamatory,obscene,degradingormenacing,orisotherwisecontrarytoapplicablelawor regulationorpromotinganillegalact; (d)whichconstitutesunsolicitedadvertisingorpromotionalmaterial,includingbutnotlimitedtoanychainemails,unsolicitedcommercialemails, unsolicitedbulkemail,"spam"ormailbombs;or (e)whichconstitutesorcontainsavirusorotherharmfulcomponentormalware. 10.5WithoutprejudicetoClause10.4above,youmaynot: (a)useanyInteractiveAreatocarryoutcriminal,fraudulentorillegalactivities; (b)useanyInteractiveAreatoimpersonateanyperson,company,grouporentityormisrepresentarelationshiptoorwithanyofthesame; (c)disguisetheoriginofanymessagepostedinanyInteractiveArea;nor (d)collect,store,discloseorotherwiseprocessanypersonaldatainrelationtoyouruseofanyInteractiveAreawithouttheknowledgeoftherelevant individualorinbreachofapplicabledataprotectionlaws. 10.6Youmustcomplywithanyadditionalruleswhichmay,fromtimetotime,beissuedbyusatparticularsectionsoftheInteractiveAreas,andsuch rulesshallbedeemedincorporatedintotheseTerms. 10.7ByaccessingtheInteractiveAreas,youagreetoindemnifyandholdusharmlessagainstallclaims,damages,costsandexpenses(includinglegal andotherprofessionalfees)whichwemayincurasaresultofanyofyourPostedMaterial. 10.8WereservetherighttoremovePostedMaterialatanytime,foranyreason,andwithoutnotice,includingwithoutlimitationforanyfailuretocomply withtheprovisionsofthisClause10.IfanyPostedMaterialfailstocomplywiththeprovisionsofthisClause10,wereservetherighttopreventyou fromaccessingtheInteractiveAreas.Notwithstandingtheforegoing,weareundernoobligationtoreview,monitor,deleteoreditPostedMaterialona regularbasis. 10.9OurRepresentativesmayalsosubmitPostedMaterialtotheInteractiveAreas.Indoingso,Representativesshallactinapersonalcapacityand anyviewstheymightexpressshallnotbeconsideredourviewsnortheviewsofafinancialorotherprofessionaladvisor. 10.10WhereClauses10.1to10.9applytoaSocialMediaPage,suchClausesshallbesubjecttothetermsandconditionsofuseofthethirdpartysite, applicationand/orserviceonwhichsuchSocialMediaPageappears. 10.11NoticeforClaimsofCopyrightViolations IfyoubelievethatyourworkhasbeencopiedandpostedintheUSonanyofourSitesinawaythatconstitutescopyrightinfringementunderUScopyright law,youshouldprovideourCopyrightAgent(detailsbelow)withawrittennoticethatsetsforththeinfringementdetails.Tobeeffective,thenotice mustcontainthefollowinginformation: (a)adescriptionofthecopyrightedworkthatyoubelievehasbeeninfringed; (b)adescriptionofthematerialthatyouclaimisinfringingthecopyrightedworkandadetaileddescriptionofwhereitislocatedonourwebsite; (c)youraddress,telephonenumber,andemailaddress; (d)awrittenstatementbyyouthatyouhaveagoodfaithbeliefthatthedisputeduseisnotauthorisedbythecopyrightowner,itsagent,orthelaw; (e)astatementbyyou,madeunderpenaltyofperjury,thattheaboveinformationinyournoticeisaccurateandthatyouarethecopyrightowneror authorisedtoactonthecopyrightowner'sbehalf;and (f)anelectronicorphysicalsignatureofthepersonauthorisedtoactonbehalfoftheownerofthecopyrightinterest. PleasesendthewrittencommunicationtoourCopyrightAgentatthefollowingaddress: Bymailore-mail: EuromoneyInstitutionalInvestorPLC StephenHardie 8BouverieStreet London EC4Y8AX UnitedKingdom +44(0)2077798888 [email protected] IfyouareaccessingourSitesasaSubscriberorRegisteredUser,wereservetheright,inappropriatecircumstancesandatourdiscretion,tocancelyour rightofaccesstotheSitesifyourepeatedlyinfringetheIntellectualProperty. Fortheavoidanceofdoubt,theprocesssetoutinthisClause10.11shouldonlybeusedtoreportaclaimofcopyrightinfringement.Messagesrelatedto othermatterswillnotreceivearesponsethroughthisprocess. 11ELECTRONICBOOKS 11.1SubjecttoClause3.8,intheeventthatyoupurchaseanElectronicBookfromoneoftheSites,youaregrantedanon-exclusiverightto: (a)downloadtheElectronicBookforstorageanddisplayinmachine-readableformonnomorethanthreedevices;and (b)obtainasingleprintoutoftheElectronicBook. 11.2ElectronicBooksarenon-refundable,saveforwherethewrongproductwasprovidedtoyouduetoourerror. 12 LINKING 12.1YoumaycreatealinkfromyourwebsitetothehomepageofcertainSites(wheretheyindicatethatyoumaydoso)providedthatyoucompletethe linkingregistrationformavailableattheapplicableSite(orbycontactingus),andprovidedthatyoudonotlinktotheSitefromanywebsitecontaining anymaterialwhichwouldbeinbreachofClauses4.3(b)to4.3(e)aboveorwhichisotherwiseunlawful. 12.2UponlinkingtoanySitepursuanttotheseTerms,weshallgrantyouanon-exclusive,non-transferable,royalty-freelicensetouseourtrademarks solelyforthepurposesofprovidinganunderlined,textuallinkfromyourwebsitetotheSite.WithoutprejudicetoClause3.5,nootheruseofourtrade marksornameispermittedwithoutourexpresspriorwrittenpermission. 12.3DeepLinkingorFramingisnotpermittedwithoutourexpresspriorwrittenpermission.Youmustseekandobtainourexpresspriorwrittenpermission beforeDeepLinkingorFramingtheSiteoranyContentbycontactingusandprovidinguswith: (a)yourname,emailaddressandtelephonenumber; (b)thenameofyourcompany; (c)thewebaddress(es)wheretheproposedDeepLinkingorFramingwilloccur;and (d)specificdetailsaboutthecontemplatedDeepLinkingorFraming. 13ADVERTISEMENTS,LINKSANDTHIRDPARTYTRANSACTIONS 13.1ASiteoraServicemaycontain: (a)linkstoExternalSites.WeshallendeavourtohighlightsuchlinksalthoughsomeExternalSitesmaybeco-brandedwithours.ExternalSitesmay advertiseorprovidetheopportunityforyoutopurchaseThirdPartyServices;and/or (b)advertisementsfor,and/ortheopportunityforyoutopurchaseThirdPartyServicesorproductsorservicesfromusorourGroupCompanies. 13.2ThecontentofExternalSitesandThirdPartyServicesisnotmaintainedorcontrolledbyusandwearethereforenotresponsibleforthe availability,contentoraccuracyofExternalSitesorThirdPartyServices.Wedonot(a)makeanywarranty,expressorimplied,withrespecttotheuse ofthelinksprovidedon,orto,aSiteorService;(b)guaranteetheaccuracy,completeness,usefulnessoradequacyofExternalSitesorThirdParty Services;or(c)makeanyendorsement,expressorimplied,ofanyExternalSitesorThirdPartyServices.AnyadvertisementorpromotiononaSiteofa ThirdPartyServiceisnotaninducementbyusforyoutoenterintoanyagreementwiththerelevantthirdparty. 13.3AnycommunicationsorcontractsrelatingtoThirdPartyServices,paymentforanddeliveryofThirdPartyServices,andanyotherassociated terms,conditions,warrantiesorrepresentationsareexclusivelybetweenyouandtherelevantthirdparties.Youagreenottoholdusliableforany lossordamageincurredastheresultofanysuchcontracts,communicationsorotherdealingsorthepresenceofsuchthirdpartiesonanySite. 14SOFTWARE TheSoftwarebelongstousoroursuppliers.YouruseoftheSoftwareisgovernedbythetermsofanylicenceagreementthatmayaccompanyorbeincluded withtheSoftware.DonotinstalloruseanySoftwareunlessyouagreetosuchlicenceagreement. 15LIMITATIONSOFLIABILITY 15.1NothingintheseTermsshallexcludeorlimitourliabilityforfraudorintentionalunlawfulconductbyus,ordeathorpersonalinjuryresulting fromournegligenceandtheremainingprovisionsofthisClause15,shallbesubjecttothisprovision. 15.2DISCLAIMER: WITHOUTPREJUDUCETOTHEREMAININGPROVISIONSOFTHISCLAUSE15,YOUAGREETHATYOURUSEOFANYCONTENTISATYOURSOLERISKANDACKNOWLEDGETHATALL SITES,CONTENTANDSERVICESAREPROVIDED“ASIS”AND“ASAVAILABLE”.THECONTENTISMADEAVAILABLEFORYOURGENERALINFORMATIONANDANYADVICE,OPINION, STATEMENTOROTHERINFORMATIONFORMINGPARTOFTHECONTENTISNOTINTENDEDFORTRADINGORTOADDRESSYOURPARTICULARREQUIREMENTS.THECONTENTDOESNOT CONSTITUTEANYFORMOFADVICE,RECOMMENDATIONORARRANGEMENTBYUS(INCLUDING,WITHOUTLIMITATION,INVESTMENTADVICEORANOFFERORSOLICITATIONTOBUYOR SELLANYSECURITY,FINANCIALPRODUCTOROTHERINVESTMENT)ANDISNOTINTENDEDTOBERELIEDUPONBYUSERSINMAKING(ORREFRAININGFROMMAKING)ANYSPECIFIC INVESTMENTOROTHERDECISIONS.APPROPRIATEINDEPENDENTADVICESHOULDBEOBTAINEDBEFOREMAKINGANYSUCHDECISION.THECONTENTMAYINCLUDEINACCURACIESOR TYPOGRAPHICALERRORS.CHANGESAREPERIODICALLYMADETOTHECONTENT.SAVEASPROVIDEDINTHESETERMS,NEITHERWENOROURLICENSORSAND/ORREPRESENTATIVES (ASDEFINEDINCLAUSE2.17ABOVE)MAKEANYREPRESENTATIONSORWARRANTIESAND,TOTHEFULLESTEXTENTALLOWEDBYLAW,EXCLUDEALLIMPLIEDWARRANTIES (INCLUDING,BUTNOTLIMITEDTO,WARRANTIESOFSATISFACTORYQUALITY,TITLEANDFITNESSFORAPARTICULARPURPOSE)REGARDING(A)THESUITABILITYOFTHE INFORMATION;(B)THEACCURACY,AVAILABILITY,RELIABILITY,COMPLETENESSORTIMELINESSOFTHESITES,CONTENTORSERVICES;OR(C)THERESULTSOBTAINEDFROM ACCESSINGANDUSINGANYSITE,SERVICEORCONTENT.FURTHER,WEDONOTREPRESENTORWARRANTTHAT(A)THEFUNCTIONSCONTAINEDINTHESITESORSERVICESWILLBE UNINTERRUPTEDORERROR-FREE;(B)DEFECTSWILLBECORRECTED;(C)THESITES,THESERVICESORTHESERVERSTHATMAKETHEMAVAILABLEAREFREEOFVIRUSESOR OTHERHARMFULCOMPONENTS;NOR(D)THEUSEOFANYOFTHECONTENTWILLNOTINFRINGETHEINTELLECTUALPROPERTYRIGHTSOFANYTHIRDPARTY. 15.3Neitherwe,norany Representativeswillbeliabletoyoufor: (a)anyincidental,punitive,indirect,specialorconsequentialdamage,lossorexpenses,includingbutnotlimitedtoanylossofbusiness,contracts, revenue,orprofits,anybusinessinterruption,securitybreach,lossofdata,lossofgoodwillorreputationorotherpecuniarylosssufferedbyyou,even ifweoranyofourRepresentativeshavebeenadvisedoftheirpossibleexistence;nor (b)anydirectdamagelossorexpensesarisingfromlossofcustomers,lossofprofits,lossofanticipatedprofitsorlossofsavingssecuritybreachor lossofdata. 15.4WithoutprejudicetoClause 15.3,neitherwenoranyRepresentativeshallbeliabletoyouforanydirectorindirectdamage,lossorexpensessufferedbyyouasaresultof: (a)anyviruses,worms,"Trojanhorses"orsimilarprograms,denialofserviceattack,spammingorhackingorconsequentialdamagesoranyclaimagainstus byanyotherparty;or (b)anyfault,inaccuracy,omission,delayoranyotherfailureinaSiteoraServicecausedbyyourcomputerequipmentorarisingfromyouruseofthe Serviceonsuchequipment;or (c)anyinaccuraciesorerrorsinoromissionsfromanyContentincluding,butnotlimitedto,quotesandfinancialdata;or (d)anydelays,interruptionsorshort-termorimmaterialerrorsinthetransmissionordeliveryofanySiteoraService;or (e)anyadditions,deletionsorchangesmadetotheContentatanytime. 15.5WithoutprejudicetoClauses15.3and15.4andexceptwhereyouareaSubscriberwhohaspaidtherelevantsubscriptioncharges,neitherwenorany Representativeshallbeliabletoyouforanydirectorindirectloss,damageorexpensesarisingbyanyreasonofnon-performancebyusoftheseTermsor anyothertermofouragreementwithyou. 15.6WithoutprejudicetoClause25below,totheextentthattheprovisionsofanyapplicablelawshallimposerestrictionsontheextenttowhich liabilitycanbeexcludedundertheseTermsincluding,fortheavoidanceofdoubt,theprovisionsofsections3,6and11oftheUnfairContractTermsAct 1977intheUK(anditsequivalentinanyotherjurisdiction)relatingtotherequirementofreasonableness,theexclusionssetoutinthisClause15shall belimitedinaccordancewithsuchrestrictions.However,anyexclusionsofliabilitythatarenotaffectedbysuchrestrictionsshallremaininfullforce andeffect. 15.7Withoutprejudicetothelimitationofliabilityprovisionsabove,intheeventthatyouincuranyloss,damageorexpensearisingoutofyouruseof anySite,ContentoraService,youagreethatourliabilitytoyoushallbelimitedtothesumofthesubscriptionfeespayablebyyouforServices providedinthetwelve(12)monthperiodprecedingthedateonwhichtheclaimarose(which,fortheavoidanceofdoubt,shallnotinclude(a)anyfees paidduringsuchperiodforServicesprovidedbeforesuchperiod,nor(b)anyfeespaidinadvanceduringsuchperiodforServicesprovidedaftersuch period). 15.8EuromoneyIIandotherGroupCompaniesmaymaketheirAnnualReportsandAccountsavailablethroughitswebsite.Neitheranauditnorareview providesassuranceonthemaintenanceandintegrityofthewebsite,includingcontrolsusedtoachievethis,andinparticularwhetheranychangesmayhave occurredtothefinancialinformationsincefirstpublished.Thesemattersaretheresponsibilityofthedirectorsbutnocontrolprocedurescanprovide absoluteassuranceinthisarea.LegislationintheUnitedKingdomgoverningthepreparationanddisseminationoffinancialinformationdiffersfrom legislationinotherjurisdictions. 16INDEMNITY Youagreetoindemnifyandholdus,ourRepresentatives,licensorsandsub-contractorsharmlessagainstallcosts,claims,damages,liabilityandexpenses (includinganyprofessionalfees)whichwemightincurbyreasonofabreachbyyouoftheseTermsincluding,withoutlimitation,anyofthewarranties, representationsandundertakingsinClauses4and10above.Fortheavoidanceofdoubt,thisindemnityshallextend(withoutlimitation)toanylosses whichwemaysufferasaresultoftheusebythirdpartiesofyourusernameandpassword,exceptincircumstanceswhereyoucandemonstratetoour satisfactionthatsuchthirdpartyobtainedtherelevantdetailsthroughnofault(including,withoutlimitation,negligence)ofyourown. 17CHANGESTOTHESETERMS WemaymakeamendmentstotheprovisionsoftheseTermsfromtimetotime.AnyamendedTermswillbenotifiedtoyoubybeingpostedontheSitesand materialchangeswillbeemailedtoourRegisteredUsersandSubscribers.ItisyourresponsibilitytoreferregularlytotheseTermsandnoteany amendments.AmendmentswillcomeintoeffectimmediatelyontheamendedTermsbeingpostedontheSitesandyouwillbedeemedtohaveacceptedthemifyou accessaSiteafterthattime.Ifyoudonotwishtoacceptthem,youmustcanceltheseTermsasdescribedabove. 18 COMPETITIONSANDPRIZES Fromtimetotimewemayruncompetitions,freeprizedrawsandpromotionsontheSites.Thesearesubjecttoadditionaltermsthatwillbemadeavailable atthetimeofsuchcompetitions,andsuchadditionaltermsshallbedeemedincorporatedintotheseTerms. 19 CHANGESTOCONTENT WereservetherighttodeleteorchangeanyaspectoftheContent,theInteractiveAreas,theSiteand/oranyofthetechnicalspecificationsorany aspectofthesame.YouagreeandacknowledgethatsuchchangesmayresultinyoubeingunabletoaccessthewholeoranypartofaSite. 20 NOWAIVER FailurebyeitherpartytoexerciseanyrightorremedyundertheseTermsdoesnotconstituteawaiverofthatrightorremedy. 21 ENTIREAGREEMENT TheseTerms(includinganytermsincorporatedbyreferenceintheseTerms),constitutetheentireagreementbetweenyouanduswithrespecttoyouraccess toanduseofanySiteorreceiptofanyServiceandsupersedeallprioragreements,negotiationsanddiscussionsbetweenyouandusrelatingtothesame. WithoutprejudicetoClause15.2above,weexcludeanyrepresentationsandwarrantiespreviouslygivenormadeinrelationtothesame. 22LAWANDJURISDICTION 22.1Whereyouvisit,registerand/orsubscribetoaEuromoneyIISiteorrelatedService(asindicatedontheSiteorotherwisenotifiedtoyou),these Terms(andanydisputeorclaimarisingoutoforinconnectionwiththeseterms,includingnon-contractualdisputesorclaims),tothemaximumextent permissibleunderthelawoftheterritorythatyouarelocatedin,willbegovernedbythelawsofEnglandandWalesandwillbesubjecttothe non-exclusivejurisdictionoftheEnglishcourts. 22.2Whereyouvisit,registerand/orsubscribetoanInstitutionalInvestorSite(asindicatedontheSiteorotherwisenotifiedtoyou),theseTerms(and anydisputeorclaimarisingoutoforinconnectionwiththeseterms,includingnon-contractualdisputesorclaims),tothemaximumextentpermissible underthelawoftheterritorythatyouarelocatedin,willbegovernedbythelawsoftheStateofNewYorkand,whereapplicable,thelawsoftheUnited StatesofAmerica.AnyactiontoenforcetheseTermsshallbebroughtinafederalcourtinthestateofNewYorkorastatecourtlocatedinthestateof NewYork,countyofKings.,andyouagreetosubmityourselftothepersonaljurisdictionofthosecourtsinanysuchaction. 23 FORCEMAJEURE 23.1WeshallnotbedeemedtobeinbreachoftheseTermsbyreasonofanydelayinperforming,oranyfailuretoperformanyserviceorourobligations inrelationtotheseTerms,ifthedelayorfailurewasduetoanycausebeyondourreasonablecontrol,includingbutnotlimitedtoactsofGod, explosions,floods,fireoraccident,warorthreatofwar,terrorismorthreatofterrorism,sabotage,civildisturbance,epidemics,prohibitionsor measuresofanykindonthepartofanygovernmental,parliamentaryorlocalauthority,importorexportregulationsorembargoes,orindustrialactionsor tradedisputes(whetherinvolvingouremployeesorofthirdparties). 23.2Intheeventwearesohinderedorprevented,weshalltakereasonablestepstogivenoticeofsuspensionassoonasreasonablypossibleto SubscribersandRegisteredUsers,statingthedateandextentofthesuspensionanditscause.Weshallresumetheperformanceofthoseobligationsthat havebeensuspendedassoonasreasonablypossibleaftertheremovalofthecause.Intheeventthatthecausecontinuesformorethanone(1)monthwe shallrefundyouforanysubscriptionchargesyouhavepaidinadvanceforanysuspendedService. 24 ASSIGNMENTANDSUB-CONTRACTING 24.1Youmaynotassign,sub-licenseorotherwisetransferanyofyourrightsundertheseTermswithoutourpriorwrittenconsent. 24.2Wemayassign,sub-contractortransferanyandallofourrightsandobligationsundertheseTermstoanyGroupCompanyoranyentitywho acquiresasubstantialpartoftheassetsofourbusinesswithoutyourpriorwrittenconsent. 24.3WithoutprejudicetoClause24.2,wemaysub-contractdeliveryofaServicetoanyGroupCompanywhooperatesthebusinessrelatingtotherelevant information,publicationordataproductformingpartofthatService. 25SEVERABILITY IfanyprovisionoftheseTermsisfoundtobewhollyorpartiallyinvalid,voidorunenforceablebyanycourthavingcompetentjurisdictionorbyvirtue ofanylegislationoranyotherreason,thatprovisionshallbeinvalid,voidorunenforceabletothatextentonlyandnofurtherandthevalidityand enforceabilityoftheremainingprovisionsoftheseTermsshallnotbeaffected. 26 NOTICES AnynoticewhichisrequiredtobegivenpursuanttotheseTermsshallbemadebyemailorfirstclasspost,inthecaseofyou,totheaddressprovidedon yourregistrationformand,inthecaseofus,totheaddresspostedontherelevantSiteorotherwisenotifiedtoyouinrelationtoanyrelevantService. Anysuchnoticeshallbedeemedtohavearrivedifsentbypostwithinthree(3)daysofpostingandifsentbyemailatthetimeoftransmission. 27 THIRDPARTYRIGHTS NotermoftheseTermsisintendedtobeenforceablebyanypersonotherthanyouorus. 28 HEADINGS HeadingsintheseTermsareforconvenienceonlyandwillhavenolegalmeaningoreffect. EuromoneyInstitutionalInvestorPLCisacompanyregisteredinEnglandandWalesundernumber954730whoseregisteredofficeisat8BouverieStreet, LondonEC4Y8AXandVATnumberisGB243315784.InstitutionalInvestorLLCisasubsidiaryofEuromoneyInstitutionalInvestorPLCandisincorporatedin theStateofDelawareanditsfederalIDnumberis13-2790024anditsregisteredaddressisat225ParkAve.South,NewYork,NY10003,USA. Non-exhaustivelistofSites EuromoneyInstitutionalInvestorPLCSitesarelocatedontheWorldWideWebunder,butnotlimitedto,thefollowingdomains: www.airfinancejournal.com www.amm.com www.asialaw.com www.asialawprofiles.com www.asiamoney.com www.benchmarklitigation.com www.capacityeurope.com www.capacitymagazine.com www.capacitymedia.com www.chinalawandpractice.com www.cie.com.au www.coaltrans.com www.cocoanalytics.com www.coveredbondnews.com www.dcgtraining.com www.emergingmarkets.org www.euromoney.com www.euromoneybooks.com www.euromoneyconferences.com www.euromoneycountryrisk.com www.euromoneydata.com www.euromoneyenergy.com www.euromoneyfxnews.com www.euromoneyiibusinesslibrary.com www.euromoneyindices.com www.euromoneymarketdata.com www.euromoneyplc.com www.euromoneyseminars.com www.euromoneytraining.com www.euromoney-yearbooks.com www.euroweek.com www.fointelligence.com www.fow.com www.fowevents.com www.globalcapital.com www.globalinvestormagazine.com www.globalsurveys.iflr.com www.globaltelecomsbusiness.com www.hedgefundintelligence.com www.idcsltd.co.uk www.iflr.com www.iflr1000.com www.ijglobal.com www.indmin.com www.insuranceinsider.com www.internationaltaxreview.com www.internationaltelecomsweek.com www.itrworldtax.com www.latinfinance.com www.latinfinanceevents.com www.legalmediagroup.com www.lmglifesciences.com www.managingip.com www.managingip.cn www.mbironoreindex.com www.mbmarketwatch.com www.metalbulletin.com www.metalbulletin.com/events www.metalbulletinjobs.com www.metalbulletinresearch.com www.metalbulletinstore.com www.miphandbook.com www.miningindaba.com www.petroleum-economist.com www.projectfinancemagazine.com www.reactionsnet.com www.scrappricebulletin.com www.steelfirst.com www.structuredretailproducts.com www.theairlineanalyst.com www.totalderivatives.com www.tpweek.com www.tradefinancemagazine.com www.wlydirectory.com InstitutionalInvestorLLCSitesarelocatedontheWorldWideWebunder,butnotlimitedtothefollowingdomains: www.complianceintel.com www.constructionboxscore.com www.creditroundtable.org www.derivativesintelligence.com www.emii.com www.expertguides.com www.foundationendowment.com www.freeii.com www.fundindustryintelligence.com www.funddirectorintelligence.com www.gulfpub.com www.hydrocarbonprocessing.com www.ii-data.com www.iialphahedge.com www.iiintelligence.com www.iijournals.com www.iimemberships.com www.iisearches.com www.iistructuredfinanceguide.com www.iitotalinvestment.com www.institutionalinvestor.com www.institutionalinvestorsalpha.com www.institutionalinvestorchina.com www.investorintelligencenetwork.com www.moneymanagementintelligence.com www.positive-energynetwork.com www.powerintelligence.com www.realestatefinanceintelligence.com www.reffwallstreet.com www.securitizationintelligence.com www.sovereignfundscentral.com www.sovereignwealthcenter.com www.totalasf.com www.wgcnews.com www.wglnetwork.com www.worldoil.com Customerservicescontactdetails Pleasenote:ifyouareunsurewhichcontactdetailsapplytoyoursubscription,pleaseusethedetailsprovidedforEuromoneyIIbelow. Title/Cluster PostalAddress EmailAddress EuromoneyII 8BouverieStreet,LondonEC4Y8AX [email protected] InsiderPublishing 3rdFloor,41Eastcheap,London,EC3M1DT [email protected] InstitutionalInvestor 225ParkAve.South,NewYork,NY10003-1605 [email protected] LatinFinance 225ParkAve.South,NewYork,NY10003-1605 [email protected] AMM 225ParkAve.South,NewYork,NY10003-1605 [email protected] GulfPublishing CustomerServiceDept,GulfPublishingCompany,POBox2608,Houston,TX77252-2608 [email protected] EuromoneyInstitutionalInvestorPLC-PrivacyNotice INTRODUCTION–WHOWEARE EuromoneyInstitutionalInvestorPLCisaglobalinformationbusinessprovidingessentialB2Binformationtoglobalandspecialistmarkets. Euromoneyanditsgroupcompaniesarecommittedtorespectingtheprivacyofeverypersonwhovisits,registerswithorsubscribestoourwebsites,publications,eventsandotherproductsorservices,oraboutwhomweotherwisecollectpersonaldata. EuromoneyInstitutionalInvestorPLCisthedatacontrollerofpersonaldatacollectedthroughthiswebsite(www.euromoneyplc.com).IfyouareacustomeroruserofanotherEuromoneygroupwebsiteorservice,thentheEuromoneygroupcompanywhichoperatesthatwebsiteorservicewillbethedatacontrollerofpersonaldatacollectedthroughthatwebsiteorservice.ThereforeitispossiblethatmorethanoneEuromoneygroupcompanywillbeacontrollerofyourpersonaldata.Youmaycontactanyofthesecompaniesdirectly,oryoucancontactEuromoneybyemailingdataprotectionofficer@euromoneyplc.comorwritingtotheDataProtectionOfficeratEuromoneyInstitutionalInvestorPLC,8BouverieStreet,LondonEC4Y8AX,UnitedKingdomorusingthecontactdetailssetoutinthe“WhoWeAre”sectionofthisPrivacyNotice. ReferencesinthisPrivacyNoticeto“Euromoney”,“we”,“us”or“our”refertotheEuromoneygroupcompanyorcompanieswhicharedatacontrollersinrespectofyourpersonaldata.Forafulllistofourbrandsandgroupcompanies,pleaseclickonthislink. ThisPrivacyNoticewasupdatedon1November2021. OURAPPROACHTOYOURPRIVACY ThisPrivacyNoticeoutlinestheinformationwemaycollectaboutyouinrelationtoyouruseofourproductsorservices(“personaldata”).Italsoexplainsthelegalrightsthatyouhaveinrelationtoyourpersonaldataandhowyoumayexercisetheserights. Someofourgroupcompaniesmaycollectandusepersonaldatafordifferentpurposes;thosecompanieshavetheirownwebsitesandprivacynotices.Forexample,someofourcompaniesprovidewhatwecallpeopleintelligenceserviceswherebytheycollect,use,transfer,anddistributepubliclyavailabledataoncertainindividuals.Differentprivacypoliciesavailableonthoseservicesapplytoourcollectionanduseofsuchdata. Wewillprocessyourdataforthefollowinglawfulpurposes:withyourconsent;whereitisnecessaryforustoperformacontractwehavewithyou,orbecauseyouhaveaskedustotakespecificstepsbeforeenteringintoacontract(forexample,whenyouregisterforanyofourservices,subscribetoapublication,sign-upforaneventorpurchaseaproductfromus);becausetheprocessingisnecessaryforustocomplywiththelaw;orwheretheprocessingisnecessaryforourlegitimateinterestsorthelegitimateinterestsofathirdparty.Wereviewthebasesforourprocessingdecisionscarefullyandyoucanobjecttotheseactivitiesatanytime(seethe“YourRights”sectionofthisPrivacyNotice). WHATPERSONALDATAWECOLLECT&WHY Ourprimarygoalincollectingpersonaldatafromyouistogiveyouarelevantcustomisedexperienceofourproductsandservices. ◆Registration,FreeTrials&Subscriptions Whenyouregisterwithourwebsiteand/orsignupforafreetrialofourproductsorservices,wemayaskyoutoprovideyourname,address,emailaddressandtelephonenumber,anddetailsrelevanttoyouroccupationoremployer. Ifyousubscribetooneofourproductsorservices,wewillalsoaskforpaymentdetails.Credit/debitcardpaymentsareprocessedusingathirdpartysupplierandwedonotretainthecredit/debitcarddata(seethe“ThirdPartySites”sectionofthisPrivacyNotice).Addressdetailsmaybesharedwiththirdpartyserviceprovidersengagedbyusfororderfulfilment,deliveryandpaymentcollection.Thispersonaldataisusedbyustocompletesubscriptionrequests. ◆Events&Conferences Ifyouhaveregisteredforaneventthroughagroupwebsite,orbytelephoneorbyanyothermeans,wemaycollectpersonaldataincludingname,jobtitle,company,address,telephonenumberandemail. Thisinformationisnecessarysothatwecancompleteyourregistrationfortheeventandprovideyouwithrelevanteventmaterials. Wemayalsosharedelegatedetails(e.g.name,emailaddress)toeventsponsorswhomaycontactyoufortheirownpurposes. ◆Advertising&Marketing Wemayusethepersonaldatayouprovideusandwhichwecollectfromyoutoinformyouaboutotherrelatedproductsandserviceswhichweprovide.Wemaysendyoumarketingcommunicationsthataresponsoredbyourpartnersandwhicharetargetedtoyourinterestsbasedoninformationyouhaveprovidedussuchasjobtitle,employerand/orindustry.WemayshareyourpersonaldatawithEuromoneygroupcompaniessothattheycansendyoumarketingmaterialsthatmaybeofinteresttoyou,inaccordancewithyourpreferences.Youcanoptoutfromreceivingsuchmaterialsatanytimebyclickingthe“unsubscribe”linkatthebottomofanycommunicationwesend.YoucanalsovisitourPreferenceCentre. Thepersonaldatawemayuseforadvertisingandmarketingpurposesincludesyourname,emailaddress,jobtitle,phonenumber,companyname/employer,geographicallocation,postaladdressanddatacollectedusingcookiesandothersimilartechnology(pleasereadourseparateCookiesPolicytofindoutmoreaboutwhichcookiesweuse,howtheyworkandhowyoucancontrolyourcookieoptions). Marketingmaterialsaresentelectronically,bypostandwemayoccasionallycallyou. ◆OnlineTargetedAdvertising Weusetargetedadvertisingonourwebsitestodisplayadvertisementsthatarerelevanttowhatwebelieveareyourinterests.Inordertodeliverappropriateadvertisements,weusethirdpartiestodelivercookiesthatcollectinformationaboutyourIPaddressandhowyouinteractwithoursites(e.g.browsinginformation,whicharticlesyouhavereadetc.).Thisdataisusedbythethirdpartiestodeterminewhichadvertisementsmaybeofinteresttoyou. Wemayalsoshareyourpersonaldatawiththirdpartiestodelivertargetedadvertisingtoyouonotherwebsites(e.g.TwitterTailoredAudiencesorFacebookCustomAudiences).Thiscouldincludeyouremailaddress,cookiedata,andinformationobtainedfromthirdparties.Thirdpartycookiesmayalsobeusedtoenableustotargetadvertisementstoyouonotherwebsitesthatyouvisit. ◆LeadGenerationandScoring Weoccasionallyusetheservicesoftrustedthirdpartiesinordertoensurethatthepersonaldataweuseforadvertisingandmarketingpurposesisaccurateandup-to-date.Todothis,wetransferpersonaldataofindividuals(suchasname,email,jobtitle,locationandphonenumber)securelytothesethirdpartieswhoconductresearchtoverifythedata–primarilyagainstpublicinformation Wealsousealgorithmicsoftwaretechnologytohelpusimprovethequalityandrelevanceofourmarketingactivities.Thepersonaldataanalysedbythesoftwareincludesemailaddress,phonenumber,jobtitle,address,purchasehistoryandaccountinformation.Thisallowsustoprovideoffersthatarerelevanttoyourspecificprofile. Additionally,wemayreceiveyourpersonaldatafromothersources,suchaspublicdatabases,marketingpartnersandotherthirdpartiesforuseinaccordancewiththisPrivacyNotice. MonitoringTransactionData WeprocessinformationfromApps,throughyourbrowserordeviceandyourIPaddress(collectivelycalledTransactionData)to: monitorusageandperformanceofourproducts,services,processesandplatforms;performanalysis(e.g.statistical,market,productanalysis),reportingandforecasting. understandhowyouinteractwithourproducts,servicesandplatforms; performchecksandprevent,detect,investigateandreportusagecontrarytoourTermsandConditions.            Whenprocessingyourinformationforthesepurposes,wearerelyingonourlegitimateinteresttohelpusunderstand,develop,improveandmarketoutproductsandservicesandourlegitimateinteresttomanageriskandsecurity. ◆Surveys,MarketResearch&CustomerFeedback Wewanttounderstandtheneedsofourreadersandcustomers.Wemaythereforeusetheinformationyouprovideus–includingyournameandcontactdetails–tocontactyoutorequestyourfeedback,ortoparticipateinourcustomerandmarketresearch. ◆Publicforums,messageboardsandblogs Someofthepagesonourgroupwebsitesmayincludemessageboards,blogsorotherfacilitiesforgeneratingcontentfromusers.Anyinformationthatisdisclosedintheseareasbecomespublicinformationandyoushouldalwaysbecarefulwhendecidingtopostanypersonaldata.UsergeneratedcontentisalsosubjecttooursiteTermsandConditions. ◆Socialmedia Ifyouengagewithourcontentonsocialmedia,wemayreceiveyourpersonaldataviatherelevantsocialmediaplatformprovider(includinginformationregardingpeoplewithwhomyouarefriendsorotherwiseconnected).Thispersonaldatamaybesharedwiththesocialmediaplatformproviderandotherusersofthesocialmediaplatform,andyouunderstandthattheuseoftheinformationwesharewillbegovernedbyour,andtherelevantsocialmediaplatform’s,privacypolicy. ◆Apps WhenyoudownloadanduseanApp,wemaytrackandcollectAppusagedata,suchasthedateandtimetheApponyourdeviceaccessesourservers,thepagesyouuseandwhatinformationandfileshavebeendownloadedtotheAppbasedonyourdevicenumber. ◆Throughyourbrowserordevice Certaininformationiscollectedbymostbrowsersorautomaticallythroughyourdevice,suchasyourMediaAccessControl(MAC)address,computertype,screenresolution,operatingsystemnameandversion,devicemanufacturerandmodel,languageandInternetbrowsertypeandversion.Weusethisinformationtoensurethatourservicesarefunctionproperly. ◆IPaddress YourIPaddressisanumberthatisautomaticallyassignedtothecomputerthatyouareusingbyyourInternetServiceProvider.AnIPaddressmaybeloggedautomaticallyinourserverlogfileswheneveryouaccessourservices,alongwiththetimeofthevisitandthepagesvisited.CollectingIPaddressesisdoneautomaticallybymanywebsites,applicationsandotherservices.WeuseIPaddressesforpurposessuchascalculatingusagelevels,diagnosingserverproblemsandadministeringourservices.WemayalsoderiveyourapproximatelocationfromyourIPaddress. ◆BusinessorAssetSale Ifwesellabusinessorassetswemayneedtodiscloseyourpersonaldatatotheprospectivebuyerofsuchbusinessorassets. IfEuromoney,oranyofourgroupcompanies,issoldorsellsourassetsorisacquiredbyathirdparty,thenpersonaldataaboutourcustomerswillbeacquiredbythatthirdparty.Atransferofyourpersonaldatainthesecircumstanceswouldbenecessarysothattheservicesyouhavecontractedforcanstillbedelivered,orsothatyoucancontinuetoenjoythebenefitsofourproductsandservices.Youwillreceivenoticeifanewcontrollerassumesresponsibilityforyourpersonaldata. ◆AdditionalThirdPartyDisclosures Wemaydiscloseyourpersonaldatatootherthirdpartiesinthefollowingsituations: Tothirdpartypartnerswhohelpusbyprovidingservicessuchastechnology,marketing,advisoryorotherservices.Thesethirdpartiesonlyreceiveencrypteddataandmayonlyprocesspersonaldatatoprovidethoseservicestous. Wherewearerequiredbylaworregulationtodoso.Ineachcasewewillseek,wherepracticable,tominimisetheamountofdatathatisdisclosed. Ifrequiredtoprotecttherightsandinterestsofotherusersand/orEuromoneyanditsaffiliates(includingouremployees,agentsandcontractors),orasotherwisesetoutinour TermsandConditions.Thismayincludeexchanginginformationwithothercompaniesandorganisationsforthepurposesoffraudprotection. ◆EmailTracking Wemayincludesmallpixeltags(smallimagefiles)withintheemailswesendyouinordertodeterminewhetherouremailsareopenedand/orwhetherthehyperlinksinsideouremailsareclickedthrough.Wemayalsocollectbrowser,locationandthedeviceusedtoengagewithouremailcommunications.Thisinformationallowsustobetterunderstandwhetherwearemeetingourusers’needsandhowwecanimproveourcommunications.Nootherinformationiscollected.Youcanoptoutofreceivingourdirectmarketingemailseitherbyfollowingtheinstructionsineachemail,writingtoEuromoney’sDataProtectionOfficer([email protected])orbycontactingus(seethe“WhoWeAre”sectionofthisPrivacyNotice). INTERNATIONALTRANSFERS SomeoftheEuromoneygroupcompaniesarebasedoutsidetheUnitedKingdom(UK)andEuropeanEconomicArea(EEA).Anyofourgroupcompaniesthatreceiveyourpersonaldatawillbecontrollersofthatpersonaldata. WemayalsotransferpersonaldatatothirdpartyserviceprovidersasdescribedinthisPrivacyNoticewhicharelocatedoutsidetheUKorEEA Whereweconductthetransfersdetailedabove,wetakeallappropriatesafeguardstoensurethatyourpersonaldataremainsprotected,inaccordancewithapplicableprivacylegislationandthisPrivacyNotice.SuchprotectionsincludeimplementingtheEuropeanCommission’sStandardContractualClausesfortransferstononEEAmembers,relyingondataprotectionadequacydecisionsbytheUKortheEuropeanCommission,oranysuchsimilarprovisionswhichofferthesecurityandprotectionmandatedbylegislationandthisPrivacyNotice. RETENTIONPERIODS Wehaveadataretentionpolicythatensureswedon’tuseorstoreyourpersonaldataforlongerthannecessary.Weconsiderthefollowingissuestodetermineretentionperiods: GuidancefromtheUKInformationCommissionerorotherregulatoryagency,orindustrybestpracticerecommendations; Theuse(s)ofthepersonaldata; Thebusinessrationaleforcollectionandexpiryofthepurposeforwhichpersonaldatawascollected; Ourongoingabilitytoensuretheaccuracyofthedata;and Legalandregulatoryrequirements. Wemayoccasionallyneedtokeeppersonaldataforeithershorterorlongerperiodsthanspecifiedinourretentionpolicy.Insuchcircumstances,applicationoftheretentionperiodtothedatawillbetemporarilysuspended.Thesuspensionofanapplicableretentionperiodwillbecarriedoutinamannerthatrespectstherightsandinterestsofallpersonsconcerned. HOWYOUCANSETYOURDATA&PRIVACYPREFERENCES YoucanuseourPreferenceCentretoselectthetopicsthatareofinteresttoyousothatwecansendyoupublicationsandinformationaboutourproductsandservicesthatareespeciallyrelevanttoyou.Youcanalsochoosethechannelsweusetocontactyou(email,phone,post,etc.)andcanalsoopt-outofreceivingcommunications. FORINDIVIDUALSWHOAREINTHEUKANDEUROPEANUNION:YOURRIGHTS Youhavecertainrightsinrelationtoyourpersonaldatawhichincludethefollowing: ◆Access&Portability YoumayrequestaccesstoanypersonaldataofyoursforwhichEuromoneyisresponsibleascontroller.Unlesstherearelegalorregulatoryreasonsfornotdoingso,wewillconfirmwhetherweprocessanyofyourpersonaldataandifwedo,wewillprovideyouwiththefollowinginformation:thepurposesoftheprocessing,thecategoriesofpersonaldata,anyrecipientsofyourpersonaldata,theapplicableretentionperiodandthedatasource.Copiesofyourpersonaldatawillbemadeavailabletoyouinastructured,machine-readableformatorasotherwiseagreedbetweenus. Youmayalsorequestthatwetransferthepersonaldatathatyouhavesubmittedtous,toanothercontroller,whereitistechnicallyfeasibleforustodoso. YouhavetherighttorequestthatEuromoneyrectifyanyerrorsinthepersonaldatathatweprocess.Insomecircumstances,youmayalsobeabletoaskfortheerasureofpersonaldata,and/orrequestthattheprocessingofyourpersonaldataberestricted.Youmayalsoobjecttotheprocessingofyourpersonaldataforsalesormarketingpurposes. ◆Deletion(therighttobeforgotten) YouhavetherighttorequestthatEuromoneydeleteyourpersonaldata(therighttobeforgotten). ◆HowtoExerciseYourRights Toexerciseanyoftheserights,pleasecontactusbypostoremailatthefollowingaddresses: DataProtectionOfficerEuromoneyInstitutionalInvestorPLC8BouverieStreetLondon,EC4Y8AXUnitedKingdomEmail:[email protected] Webform:Pleaseclickhere Wemayneedtocheckyouridentitypriortoprocessingarequest. Euromoneywilldoourbesttorespondtoanyquestionsandaddressanyofyourconcerns.YoualsohavetherighttocomplaindirectlytotheRegulatorregardingtheprocessingofyourpersonaldatawiththeUKInformationCommissionerortheregulatorybodyofthecountryyoulive.YoucancontacttheUKInformationCommissioneratthelinkprovidedorinwritingto: InformationCommissioner'sOfficeWycliffeHouseWaterLaneWilmslowCheshireSK95AF Forotherregulatorybodies,thisinformationisreadilyavailablebutyoucancontactusatdataprotectionofficer@euromoneyplc.com shouldyourequireassistance. FORINDIVIDUALSWHOARECALIFORNIARESIDENTS ◆HowWeCollect,Use,andDiscloseYourInformation IfyouareresidentinCalifornia(USA)youhavecertainrightswithrespecttoyourpersonalinformationundertheCaliforniaConsumerPrivacyAct(CCPA)(CaliforniaCivilCodeSection1798.100etseq.)inwhichcasethissectionheaded‘ForcustomerswhoareCaliforniaresidents’appliestoyou.Pleasenote,wedonotsellyourpersonalinformation. Wemaycollectorhavecollectedthefollowingcategoriesofpersonalinformation:identifiers,commercialinformation,internetorotherelectronicnetworkactivity,professionaloremployment-relatedinformation,andinferences.Forexamplesoftheprecisedatapointswecollect,thecategoriesofsourcesofsuchcollection,andthepurposesofsuchcollection,pleaseseethesectionabovecalled“WhatPersonalDataWeCollectandWhy”.Inadditionwemaydiscloseorhavedisclosed,thefollowingcategoriesofpersonalinformationforbusinesspurposestothefollowingcategoriesofrecipients: CategoryofPersonalInformation CategoriesofRecipients Identifiers EuromoneyInstitutionalInvestorPLCgroupcompanies,partners,serviceproviders,dataanalyticsproviders,governmententities,operatingsystemsandplatforms,socialnetworks. CommercialInformation EuromoneyInstitutionalInvestorPLCgroupcompanies,partners,serviceproviders,dataanalyticsproviders,operatingsystemsandplatforms Internetandotherelectronicnetworkactivity EuromoneyPLCgroupcompanies,partners,serviceproviders,dataanalyticsproviders,operatingsystemsandplatforms Professionaloremployment-relatedinformation Advisers,serviceproviders,operatingsystemsandplatforms,governmententities Inferences EuromoneyPLCgroupcompanies,partners,advisers,serviceproviders,dataanalyticsproviders,governmententities,operatingsystemsandplatforms,socialnetworks ◆YourRights Subjecttocertainlimitations,youhavetherightto:requesttoknowmoreaboutthecategoriesandspecificpiecesofpersonalinformationwecollect,use,anddisclose;requestdeletionofyourpersonalinformation;optoutofany“sales”ofyourpersonalinformationthatmaybeoccurring;andnottobediscriminatedagainstforexercisingtheserights. Toaccessanyofyourrightsdescribedinthissection(forcustomerswhoareCaliforniaResidents),pleasesubmityourrequestbysubmittingtheCCPADataRequestform.Whenyouexerciseyourrights,wemayseektoverifyyouridentity,forexamplebyverifyingpurchasesyouhavemadewithus.Ifwereceiveyourrequestfromanauthorisedagent,wemayaskforevidencethatyouhaveprovidedsuchagentwithpowerofattorneyorthattheagentotherwisehasvalidwrittenauthoritytosubmitrequeststoexerciserightsonyourbehalf.Ifyouareanauthorisedagentseekingtomakearequest,pleasecontactus.Wewillnotdiscriminateagainstyouforexercisingyourrights. FORINDIVIDUALSWHOAREINPEOPLE'SREPUBLICOFCHINA EuromoneyalsocomplieswithspecificrequirementsstipulatedbyPIPL(“PersonalInformationProtectionLawofthePeople'sRepublicofChina”)andotherrelevantChineserulesandregulations. ◆OurLegalBasisforProcessingthePersonalInformation Euromoneywillprocessyourpersonalinformationinaccordancewiththeprinciplesoflegality,legitimacy,necessity,andgoodfaith.Wewillobtainyourconsentbeforeprocessingyourpersonalinformation.Especially,whenwewanttoprocessyoursensitivepersonalinformation,wewillobtainyourseparateconsentoryourwrittenconsentaccordingtolawsandadministrativeregulations. IfweprocessyourpersonalinformationbeyondthecontentinthisPrivacyNotice,wewillseparatelyexplainthepurpose,method,andscopeofsuchprocessingtoyouthroughpagetips,interactiveprocesses,websiteannouncements,etc.,andobtainyourconsentagain. Whenitcomestothefollowingpurposesofusingyourpersonalinformationasmentionedabovein“WHATPERSONALDATAWECOLLECT&WHY”,wewillrequestyourconsent.Youwillalwaysbefreenottorespond.Youcouldeasilywithdrawtheconsentatanytime. Advertising&Marketing   You’refullyawarethatEuromoneymayprocessyourpersonalinformationoutsidetheneedtoobtaintheauthorityandconsentfromyou,underanyofthefollowingcircumstances: whereitisnecessaryfortheconclusionorperformanceofacontracttowhichyouareaparty,orfortheimplementationofhumanresourcesmanagementinaccordancewiththelaborrulesandregulationsformulatedinaccordancewiththelawandthecollectivecontractconcludedinaccordancewiththelaw; whereitisnecessaryfortheperformanceofstatutorydutiesorstatutoryobligations; whereitisnecessaryfortheresponsetoapublichealthemergencyorfortheprotectionofthelife,healthandpropertysafetyofanaturalperson; wheresuchactsasnewsreportingandsupervisionbypublicopinionsarecarriedoutforthepublicinterest,andtheprocessingofpersonalinformationiswithinareasonablescope; whereitisnecessarytoprocessthepersonalinformationdisclosedbyyouorotherpersonalinformationthathasbeenlegallydisclosedwithinareasonablescopeinaccordancewiththeprovisionsofthisLaw;and othercircumstancesprescribedbylawsandadministrativeregulations. ◆HowWeShareYourInformation Euromoneywillnotshareyourpersonalinformationwithathirdpartyunlessweobtainyourseparateconsentorincircumstanceswhereyourconsentisnotrequiredaccordingtolawsandregulations.   Wemayshareyourname,jobtitle,company,address,telephonenumberandemailwitheventsponsors.Duetotheeventsponsorswilldifferfromtimetotime,wewillinformyouofthenameandcontactinformationofthesponsors,purposeandmethodofprocessingandobtainyourseparateconsentbeforesharingyourpersonalinformation.   WhereEuromoneyneedstotransferyourpersonalinformationduetomerger,division,dissolutionordeclarationofbankruptcy,etc.,wewillnotifyyouofthenameandcontactinformationoftherecipient,aswellasurgetherecipienttocontinuetoprocessyourpersonalinformationbasedonthisPrivacyNotice.Otherwise,Euromoneywillrequesttherecipienttoobtainyourconsentagainbeforeprocessing. ◆StorageLocationandInternationalTransfers YourpersonalinformationwillbestoredintheUK.Therefore,EuromoneyInstitutionalInvestorPLC(https://www.euromoneyplc.com/),whoisrunningtheinformationsystem,willreceiveyourpersonalinformation(name,jobtitle,company,address,telephonenumberandemail).   WemayalsoshareyourpersonalinformationwithEuromoneyGroupcompanies,forthemtosendyoumarketingmaterials.   Wewilltakenecessarymeasuresrequiredbylawsincludingobtainingyourseparateconsent,concludingstandardcontractualclauseswiththeoverseasrecipienttostipulatetherightsandobligationsbetweenus,andwillensurethattheforeignreceivingpartyprovidesadequateprotectionforyourpersonalinformationunderapplicablelaws.   YoucouldcontactusortheoverseasrecipienttoexercisepersonalinformationrightsthroughthecontactinformationlistedinthisPrivacyNotice.   ◆YourAdditionalPrivacyRights   UnderthestipulationsofPIPL,youhavethefollowingrights.   Righttobeinformed Youhavetherighttoknowtheprocessingofyourpersonalinformation. Inaddition,youhavetherighttoaskustoexplainthisPrivacyNoticeandtherulesgoverningEuromoney’sprocessingofpersonalinformation.   Righttoaccessandcopy Youcanrequestaccesstoyourpersonalinformationorobtainacopyofyourpersonalinformation.   Righttocorrectandsupplement YoucanrequestEuromoneytomakecorrectionsorsupplementswhereyoufindthatyourpersonalinformationisinaccurateorincomplete.   Righttodelete Youcanrequestthedeletionofyourpersonalinformationincertaincircumstances(forexamplewhileyouwithdrawyourconsent,orthepurposeofpersonalinformationprocessinghasbeenachieved,itisimpossibletoachievesuchpurpose,oritisnolongernecessarytoachievesuchpurpose;)   Righttotransfer Youcantransferyourpersonalinformationtoapersonalinformationprocessordesignatedbyyouwhenitmeetstheconditionsstipulatedbytheauthorities.   Righttomakedecisions,restrictandrefuse YoucanmakedecisionsontheprocessingofyourpersonalinformationandrestrictorrefuseEuromoneytoprocessyourpersonalinformation.   Righttowithdrawyourconsent Youcanwithdrawyourconsent.Pleaseunderstandthateachserviceneedssomebasicpersonalinformationtobecompleted.Afteryouwithdrawyourconsent,Euromoneywillnotprocesstherelevantpersonalinformation,andcannotprovideyouwiththecorrespondingservicesasaresult.However,withdrawalofconsentbyyouwillnotaffectthepreviouspersonalinformationprocessingbasedonyourauthorization.   Forsecurity,Euromoneymayverifyyouridentitybeforehandlingyourrequest.Afterverifyingyouridentity,wewillrespondtoyourrequestintime,andgiveareplyandreasonableexplanationwithin15daysafterverifyingyouridentity,orinformyouoftheexternalwaystosolvethedispute.   Wewillnotbeabletorespondtoyourrequestunderthefollowingcircumstances: Relatedtoourcompliancewiththeobligationsunderthelawsandregulations; Directlyrelatedtonationalsecurityordefensesecurity; Directlyrelatedtopublicsecurity,publichealthormajorpublicinterests; Directlyrelatedtocriminalinvestigations,prosecutions,trialsandenforcementofcourtdecisions,etc.; Wehavesufficientproofthatyouhavesubjectivemaliceorabuseofrights； Forthepurposeofsafeguardingyourlife,propertyandotherimportantlegalrightsandinterestsorthoseofotherindividualsbutitisdifficulttoobtainconsent; Respondingtoyourrequestwillcauseseriousharmtoyourlegitimaterightsandinterests,orthoseofotherindividualsororganizations. Involvingtradesecrets.   ◆HowtoContactUs   IfyouhaveanyquestionsorconcernsregardingthisPrivacyNoticeandtheprocessingofyourpersonalinformation,youcansendyourquestionstodataprotectionofficer@euromoneyplc.comortothefollowingaddress:EuromoneyInstitutionalInvestorPLC,12/F,V-Point,18TangLungStreet,CausewayBay,HongKong.     PROTECTINGYOURDATA Euromoneyendeavourstokeepyourpersonaldatasecureandtakesappropriatetechnicalandorganisationalmeasurestoprotectyourpersonaldatafromloss,unauthoriseduse,disclosureordestruction.Althoughwedoourbesttoprotectyourpersonaldata,wecannotguaranteethatanytransmissionofdataiswithoutrisk. Allouremployees,contractorsanddataprocessors(i.e.thosethirdpartiesthatprocesspersonaldataonourbehalf)arerequiredtokeepsuchdataconfidentialandnottouseitforanypurposeotherthantheperformanceofserviceswehaverequested. THIRDPARTYSITES Oursitemaycontainlinkstootherwebsites–including,forexample,providersofpaymentprocessingservices.Euromoneyisnotresponsiblefortheprivacyanddatacollectionpracticesofthirdpartysitesandwethereforerecommendthatyoureviewtheprivacypoliciesandtermsofserviceofeachsiteyouvisit. CHANGESTOTHISPRIVACYNOTICE Wereservetheright,atanytime,toaddto,change,update,ormodifythisPrivacyNoticesopleasereviewitfrequently.IfwemakeamaterialchangetoourPrivacyNotice,thenwewillrevisethedateatthetopofthisPrivacyNoticeand,insomecases,wemaynotifyyoubyemailorbypostinganoticeonourwebsite.Inallcases,useofinformationwecollectissubjecttothePrivacyNoticethatisineffectatthetimesuchinformationiscollected.IfyoudonotagreewithanychangesormodificationstothePrivacyNotice,pleasedonotcontinueusingourproductsandservices.YouwillbedeemedtohaveconsentedtoanymodificationofthePrivacyNoticewhenyouuseourproductsandservicesaftertheeffectivedateofthemodification.   Close